Better Payment Network Secures $50 Million to Power Stablecoin Payment Infrastructure
Better Payment Network (BPN) has raised $50 million in seed funding to build a global stablecoin payment system on BNB Chain. The round was led by YZi Labs, formerly known as Binance Labs, with participation from unnamed financial and blockchain investors.
The funding will speed up BPN’s work on on-chain liquidity pools and market-making systems. These tools will allow instant, low-cost settlements between stablecoins pegged to different fiat currencies.
BPN’s mission is simple — to create a programmable, transparent, and efficient alternative to outdated cross-border payment networks.
“We’re building a seamless and scalable payment ecosystem that can outperform both traditional Web2 players and fragmented Web3 solutions,” said Dana H., Investment Partner at YZi Labs.
Building the Future of Global Stablecoin Payments
BPN’s infrastructure merges centralised (CeFi) reliability with decentralised (DeFi) transparency. This hybrid model allows banks, fintech companies, and DeFi platforms to interact in real-time, exchanging stablecoins with instant settlement and full traceability.
The system offers programmable cross-border payments that can drastically reduce transfer times from two days to just a few hours. It also lowers transaction costs from roughly 2% to 0.3%, according to a report released by YZi Labs.
BPN’s architecture enables institutions and users to mint, swap, and settle fiat-backed stablecoins across multiple jurisdictions, paving the way for an open, interoperable global payment standard.
Founder Rica Fu said BPN’s model was designed to move away from USD-dominant systems by supporting a multi-stablecoin liquidity framework.
“Our approach offers a more inclusive and efficient alternative to USD-centric payment systems,” Fu explained. “BPN is built for a future where global money flows are stable, transparent, and instant.”
Replacing SWIFT and Traditional Banking Rails
BPN’s long-term mission is to serve as a replacement for the SWIFT network, which has been the backbone of cross-border payments for decades but remains slow and costly.
By integrating blockchain-based stablecoins into one programmable layer, BPN allows businesses, banks, and individuals to transact across borders without intermediaries. This makes it especially valuable in emerging markets, where access to stable and efficient payment infrastructure remains limited.
The platform connects stablecoin issuers, DeFi protocols, and traditional financial institutions, forming a unified on-chain marketplace for stablecoin currency pairs. Its liquidity model allows for 24/7 settlements with deep liquidity and near-zero downtime — a major improvement over traditional systems that depend on bank operating hours.
More News: Telcoin Raises $25 Million to Launch Regulated Digital Asset Bank and eUSD Stablecoin.
YZi Labs Strengthens Its Bet on Stablecoin Infrastructure
YZi Labs, which traces its roots to Binance Labs, has become one of the most active supporters of blockchain infrastructure projects in 2025. The firm recently joined several major funding rounds involving BNB Chain-based initiatives focused on tokenisation, payments, and AI.
The new partnership between YZi Labs and BPN further reflects a shared belief that the next phase of digital finance will be driven by stablecoin interoperability rather than speculation. Moreover, Dana H. noted that YZi Labs views stablecoins as “the backbone of global digital commerce,” emphasising their role in enabling secure, low-cost, and programmable transactions for both institutions and individuals.
Additionally, the investment reinforces Binance’s broader ecosystem strategy, with BNB Chain positioning itself as a core network for real-world financial infrastructure, including tokenised assets and stablecoin payments.
Connecting Traditional Finance and DeFi at Scale
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